Legal Information

Cul99's Terms and Conditions — Fully in English

Please read these Terms and Conditions carefully before using the cul99 platform. All rules covering accounts, payments, bonuses, and gaming are clearly set out here.

Last Updated: January 2026
Transparent Policy Plain Language in Bengali International Standards
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Quick Summary
  • Minimum Age: 18
  • One account per person
  • Wagering Requirements Apply to Bonuses
  • Identity verification is required for withdrawals
  • Account Suspension for Fraud

Our policy's Key Features

Why cul99's Terms and Conditions are different

Written in Plain Language

Cul99's Terms and Conditions are written in plain, accessible language rather than complex legal jargon. Any user in Bangladesh can easily understand them.

Full Transparency

Bonus terms, withdrawal rules, fees and charges — everything is stated clearly and upfront. No hidden conditions, no surprises.

Fair & Impartial

Cul99's Terms and Conditions protect the interests of both users and the platform equally. There are no one-sided advantages.

Regular Updates

Our rules are reviewed regularly. Users are informed ahead of any changes.

User Protection

Protecting your personal data and funds is central to our Terms. SSL encryption and strict data policies are maintained at all times.

Support Always by Your Side

If you have trouble understanding any term or condition, our 24/7 support team is always ready to help.

1 General Terms & Acceptance

By accessing or using the cul99 platform, you are deemed to have fully agreed to these Terms and Conditions. These Terms form a legally binding agreement between cul99 and all its users. If you do not agree with any part of these Terms, please refrain from using the platform.

Cul99 is an internationally licensed online gaming platform serving users in Bangladesh and other countries. It is your sole responsibility to ensure that online gaming is permitted under the laws applicable in your country.

Please Note: cul99 reserves the right to modify these Terms and Conditions at any time. Continued use of the platform after any changes will be considered acceptance of the updated Terms.

Although these Terms and Conditions are written in Bengali, the English version shall be considered definitive in the event of any legal dispute. For any ambiguity, please contact our support team.

2 Account Registration and Verification

To become a cul99 member, you must complete the registration process and provide accurate information. All details submitted during registration must be truthful, correct, and complete.

Account registration rules:

  • Each person may register only one account — multiple accounts under the same name, address, or payment method are strictly prohibited.
  • You must provide a valid mobile number and your full name at the time of registration.
  • Keeping your account password confidential is your responsibility — it must not be shared with any third party.
  • Transferring or selling your account is strictly prohibited.
  • KYC (Know Your Customer) verification may be required before a withdrawal can be processed.
Security Tips: If you notice any suspicious activity, report it immediately to [email protected]. The security of your account is our top priority.

Cul99 may request additional documents for identity verification at any time. Failure to provide the required documents may result in withdrawal suspension or temporary account restriction.

3 Age Requirement & Eligibility

The minimum age to participate on cul99 is 18. Anyone under 18 using the platform is strictly prohibited, and any such account will be closed immediately.

Strict warning: Helping a minor open an account or engage in gaming is a serious offence. In such cases, all associated accounts will be suspended and all funds forfeited.

Eligibility Requirements:

  • You must be 18 years of age or older.
  • You must ensure that online gaming is not legally prohibited in your country of residence.
  • Users must be mentally sound and participate on the platform entirely of their own free will.
  • If ordered by a court or authority to refrain from gaming, you must comply with that order.

Cul99 may request a national ID or birth certificate for age verification at any time. All such information is stored with strict confidentiality.

4 Deposit & Payment Policy

Deposits on cul99 can be made using Mobile Banking, Nagad, and Rocket. Deposits are generally instant and secure.

Key Deposit Rules:

  • Minimum deposit amount is BDT 200.
  • The payment account used for deposits must be registered in your own name.
  • Depositing using another person's payment account is strictly prohibited.
  • Cul99 does not charge any fees on deposits; however, your payment provider may apply their own charges.
  • If a deposit is delayed due to a technical issue, it will be resolved within 24 hours.
Warning: If funds do not appear in your account after a deposit, please contact support with a screenshot of the transaction. Complaints older than 48 hours may be difficult to process.

Cul99 reserves the right to review any suspicious transactions. In cases of money laundering or fraudulent activity, the relevant authorities will be notified and the account will be closed immediately.

5 Withdrawal Policy

Cul99 is committed to providing fast and reliable withdrawal services. Withdrawal requests are typically processed within 5 to 15 minutes.

Withdrawal conditions:

  • Minimum withdrawal amount is BDT 500.
  • Withdrawals can only be made to the same payment account used for the deposit.
  • KYC verification must be completed before making a withdrawal.
  • Wagering requirements must be fulfilled before bonus funds can be withdrawn.
  • Your daily maximum withdrawal limit depends on your account tier.
  • Withdrawals may be delayed on bank holidays.
Processing Time: Standard withdrawals: 5–15 minutes | KYC verification required: 24–48 hours | Additional verification may apply for large amounts.

If fraud or a breach of our rules is found on any account following a cul99 review, we reserve the right to cancel any pending withdrawals on that account.

6 Bonus & Promotion Terms

Cul99's bonus and promotional offers are designed to give users extra value. Each bonus comes with its own terms, which must be followed.

General Bonus Terms:

  • The welcome bonus is available on your first deposit only.
  • Withdrawing bonus funds generally requires completing a wagering requirement of 3x to 30x — the specific amount is stated on each individual offer.
  • Bonus balance and real money balance are tracked separately.
  • Multiple bonuses cannot be used simultaneously unless explicitly permitted.
  • If the wagering requirements are not met within the specified period after a bonus is credited, the bonus will be forfeited.
Prohibited: Any attempt to abuse bonuses, engage in bonus hunting, or claim the same bonus multiple times will result in account suspension and forfeiture of all bonuses and winnings.

Cashback & Reload Bonuses:

Cashback is generally paid out on a weekly or monthly basis. Reload bonus terms are detailed on the promotions page. All final decisions regarding bonuses are made at cul99's sole discretion.

7 Gaming Rules & Fairness

All games on cul99 are RNG (Random Number Generator) certified. Every game outcome is entirely random, and manipulation in favor of any user or cul99 itself is not possible.

  • In the event of a dispute over a game outcome, server logs will serve as the final and definitive evidence.
  • If a technical error results in an incorrect payout, cul99 reserves the right to correct it.
  • If your internet connection drops mid-game, the last saved state on the server will be used to determine the outcome.
  • Any winnings obtained by exploiting software bugs or glitches in any game will be voided.
  • If match-fixing or suspicious activity is detected in Sports Betting, the bet will be voided.
The fairness of all cul99 games is regularly verified by independent third-party auditing firms. Your gaming experience will always be fair and transparent.

8 Prohibited Activities

The following actions are strictly prohibited on cul99 and will be considered a violation of these Terms and Conditions:

  • Operating multiple accounts under the same person's name.
  • Abusing bonuses or engineering bonus schemes.
  • Using hacking tools, malware, or automated bots on the platform.
  • Attempting unauthorized access to another user's account.
  • Transactions involving money laundering or funds from illegal sources.
  • Unauthorized use of the cul99 name or logo.
  • Harassment, threatening, or abusive behavior toward other users.
  • Team betting or collusion — gaining an unfair advantage by coordinating across multiple accounts.
Consequences: If any of the above activities are detected, the account will be closed immediately, all balances forfeited, and law enforcement notified where necessary.

9 Account Closure and Suspension

Cul99 reserves the right to temporarily or permanently close an account under the following circumstances:

  • If the Terms & Conditions are violated.
  • If registration is completed using false or incomplete information.
  • Consequences of failing KYC verification.
  • If suspicious or unusual transactions are detected.
  • By order of a court or regulatory authority.
  • For accounts that have been inactive for an extended period (over 12 months).

User's Right to Close Their Account:

You may close your cul99 account at any time. Contact the support team for self-exclusion or a temporary break. It is your responsibility to withdraw your balance before closing the account.

For accounts inactive for more than 12 months, a monthly service fee of BDT 100 or 10% of the balance (whichever is lower) may be deducted. No fee applies while the account remains active.

10 Responsible Gaming Policy

Cul99 believes gaming should be a source of entertainment — not a livelihood or a way to solve financial problems. We consider responsible gaming an integral part of our platform.

  • You can set your own daily, weekly, or monthly deposit limits.
  • You may request a temporary or permanent self-exclusion at any time.
  • A cooling-off period (from 24 hours up to 6 months) can be set.
  • If you notice signs of gaming addiction, we strongly recommend seeking professional support.
Our commitment: cul99 always has your wellbeing in mind. If gaming is causing you stress, please take a break and reach out to our support team.

To learn more, visit our Responsible Gaming View the page.

11 Privacy & Data Protection

Cul99 treats the privacy of your personal information with the utmost seriousness. All data you provide is used solely for platform operations and to meet legal obligations.

  • Your information is never sold to third parties.
  • All data is secured with SSL encryption.
  • Information may be shared in response to a lawful request from a law enforcement authority.
  • You have the right to request deletion of your data; however, certain information may be required to be retained for legal reasons.

For more details on our privacy practices, please visit our Privacy Policy Read the page.

12 Changes, Disputes & Legal Matters

Cul99 reserves the right to modify, amend, or update these Terms and Conditions at any time. Users will be notified of significant changes in advance via email or platform notification.

Dispute Resolution:

  • Any disputes will first be addressed through the support team for resolution.
  • If your issue is not resolved through support, you may appeal to cul99's licensing authority.
  • In the event of a dispute, server logs, transaction records, and game data will be treated as the final and binding evidence.
  • In the event of a legal dispute, the laws of the platform's licensing jurisdiction will apply.
Contact Us: For any questions about our Terms & Conditions, reach out to our support team at [email protected]. We are always happy to assist in Bengali.

These Terms and Conditions were last updated in January 2026. Previous versions are kept in the cul99 archive and are available upon request.

About Terms & Conditions FAQ

What Users Ask About Most

Yes, cul99 has drafted its terms and conditions in plain, easy-to-understand language with Bangladeshi users in mind. However, in the event of a legal dispute, the English version will be considered the definitive text.

Wagering means you must place bets a specified number of times before withdrawing bonus funds. For example, a BDT 100 bonus with a 10x wagering requirement means you must place a total of BDT 1000 in bets. Each offer carries its own wagering conditions.

To close your account, first withdraw your balance, then contact the support team. You can also reach out to support to request self-exclusion or a temporary break.

Yes, for significant changes you will be notified in advance via your registered mobile number or a platform notification. Please keep your contact information up to date at all times.

KYC verification is required to keep your account secure and to comply with international financial regulations. If KYC is not completed before a withdrawal request, payment processing may be delayed.
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18+ Only  |  Secure & Encrypted  |  Play Responsibly

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